John A. Invernizzi, Ph.D.
APA Style:  Invernizzi, J. (2010). "College Money" Retrieved (updated) July 15, 2014, from EducationDx, USA. Web site:
My College Fund
This short article will explain

how and where to look for financial aid

.  Finding extra money means more than just filling out a FAFSA application. Read through the article for helpful suggestions and links to more information.  Follow the patterns  and examples on how to customize a search for your specific needs.


How to get Money for College
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#5 Schools
#6 Community and Work
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#8 Other Organizations
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I am not selling anything!

You are probably here because the sites that promised you easy free scholarships didn't work out--did they? 

That's why this site won't make those promises, but will show you how to find something if you are serious.


Be patient and read!
Sources of Money
All students can use this information to find money for college! This is an education site, but involves more than the teaching profession.  There is a great deal of general material here to use if you have a different profession in mind.  Find money for school!
See "College Money" (below)
with links in this article:
       Dr. Invernizzi served as a:  Teacher, Coach, Principal, School Superintendent, College Faculty Member                 
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     If you just graduated from high school or you are thinking about entering college as an adult (non-traditional student), you are probably wondering where to find some money to help with your college expenses.  Money for college comes easy for some--from a wealthy family. 

     Others have to search for funds to attend college because their family's income is above the guidelines for needs-based grants. 
If you do not think you are eligible for any money because of your family's financial status, let's look again. 
     Some have no trouble getting grants or scholarships because they did well in the classroom academically or they were outstanding athletes.  Others had cheerleaders (no, not that kind) looking out for them:  family members received grants and they know how the system works, they had an outstanding high school counselor who knew where to look, they had friends that helped them find grants and scholarships.  

    Over the years, many students commented to me about conversations with people about getting financial help. "My parents said I had to work because they could not afford to send me." "My high school guidance counselor focused on the really smart kids, not me." "My counselor said that I do not qualify for any grants or scholarships."  "I'll work and go to school, but I need some help."

    This was the end of the line for many students eager to get a college education.  Most knew what profession they wanted to join.  They had respectable grades, could no doubt get into some college, but had no means to finance the journey.  Most of them worked part-time and some had full-time employment, but neither made enough to attend college while maintaining their living arrangements. 

    Sometimes a person ends their education pursuits because of extenuating circumstances like child rearing.  They would love to begin or return to their dreams of graduating and getting a good paying job.  If somebody could help, they could probably finish and be eternally grateful!

This is where student aid can help.  CAUTION: You should not have to pay to apply for a scholarship, so watch out for scams.  Also, some legitimate businesses charge for their services.  The site and/or your current or former high school guidance counselor should be able to help you for free!

     Some student aid can cover the costs of your college tuition and fees, room and board, books and supplies, and transportation. This aid can also be used to help pay for a computer and childcare expenses. 

      Of course, grants and scholarships are better than taking out loans that you have to pay back.  However, getting a loan for something that you really want to do is better than going through life wondering what it would have been like had you taken on a loan. Some grants and scholarships require that you give back in some way, e.g., like tutoring, donating your time after you get an education/degree.  Some have no strings!


Grants and scholarships can come from many sources

:  individuals, colleges/universities, professional organizations, employers, private corporations, nonprofits, religious groups, or the company where you or your parents work.  If you dig deep enough, you can find a scholarship based upon things you might not think about, e.g., award for being "small" or "tall."

      Check out the state that you live in for scholarships. (
Keep reading, I have links for you!)  For example, in Pennsylvania:  Pennsylvania Higher Education Assistance Agency, PA Cleanways Scholarship, PA House of Representative Scholarships.  Type your state name in your search engine followed by the other words ["Your State Higher Education Assistance"] e.g., "Rhode Island Higher Education Assistance."  Here's another: Maryland Higher Education Commission.  Try other combinations.
Grants, Scholarships, and Loans
What's the Difference?
#1 U.S. Gov't.
#2 State
#3 Money for Teachers
#4 Study Abroad
#5 Schools
#6 Community and Work
#7 Variety
#8 Other Organizations
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